Last updated: May 2026
Your online financial companion
MardRisk AI ("we", "our", or "the service") is committed to protecting your privacy. This Privacy Policy explains how we handle information when you use our financial risk analysis service through Telegram bot (@MardRiskAI_bot) or the web application at app.mardriskai.online.
Our core principle is simple: we do not store your financial data. The service is designed to analyze your situation in real time and return results without keeping your financial details on our servers.
MardRisk AI does not collect, store, or share your financial data, income figures, spending details, identification information, bank account numbers, payment details, chat history, advertising tracking data, or any data that can be linked personally to you.
To deliver the service, we may transiently process messages you send to the Telegram bot, voice inputs for voice analysis, and your language preference. This information is used only to provide the requested analysis and is not stored as a financial profile.
When you use app.mardriskai.online, we may process minimal technical data required for operation, such as anonymous session tokens, basic page analytics, and error logs. Financial details are not included in these logs.
MardRisk AI uses AI infrastructure to power analysis. Data sent for AI processing is governed by the standard privacy terms of those providers. We do not integrate with advertising networks, social media trackers, or data brokers.
Because we do not store your financial data, the risk of a data breach exposing your financial information is minimized by design. Communication with our services is protected through HTTPS/TLS where applicable.
MardRisk AI is not directed at children under 13. We do not knowingly collect information from children.
We may update this Privacy Policy from time to time. The current version will remain available on this page, and continued use of the service means acceptance of the updated policy.
If you have questions about this Privacy Policy or our data practices, contact us using the details below.