MardRisk AI delivers your personal risk score in under 5 seconds — so every spending, borrowing, and savings decision is backed by real intelligence, not guesswork.
Everything you need to make confident financial decisions — without spreadsheets, advisors, or complicated apps.
A real-time score from 0 to 100 that analyses your income, spending habits, debt exposure, and savings rate — delivering a single, clear verdict on your financial health in under 5 seconds.
Before any purchase, describe the item and price. Get a green, yellow, or red signal in seconds based on your real financial situation — not generic advice.
Speak your question, hear the answer. Hands-free financial analysis in English, Armenian, or Russian. Under 3 seconds, perfectly natural.
Full fluency in English, Armenian, and Russian. Switch mid-conversation — the AI never loses context. Built for the post-Soviet financial world.
Your financial data stays inside your Telegram conversation. Zero data collection. Zero accounts. Zero tracking. We designed privacy in from day one — not as an afterthought.
A full browser dashboard is live at app.mardriskai.online — track history, view analytics, manage budget. No Telegram needed.
Zero setup. No installation. Start inside Telegram and get your first analysis in under 30 seconds.
Find @MardRiskAI_bot on Telegram. Tap Start — no registration, no email needed.
Pick English, Armenian, or Russian. Switch anytime — even mid-conversation.
Type or speak naturally — income, a purchase, a budget question. No forms or fields.
Advanced financial intelligence processes your input using real risk models.
Clear 0–100 risk score, category breakdown, and specific actionable next steps.
Start for free. Upgrade when you need more. No hidden fees, no surprises.
No sign-up. No app. No credit card. Open Telegram, start the bot, and get your personal risk score in under 30 seconds.